Cash Flow Management
To effectively manage your cashflow you need to know where your money is currently going. Once you have identified what is being spent and where, you can then adjust your money behaviour to increase the amount you save.
The Smart Money Guide is a tool designed to assist you in understanding your spending patterns. It will prompt and highlight where you spend your money now and what proportion of your income that spending makes up, and identify areas of spending that may need to be addressed. It will also assist you to accurately identify your surplus or deficit position.
To open the Smart Money Guide, click on the link below and find out where you can save!
If you’re having trouble finding ways to save then click on the link below – you will find several very practical suggestions on how to reduce your spending on essential items.